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Traditional Recovery

Traditional check collection is the process of collecting dishonored checks through writing collection letters and calling the delinquent check writer. Traditional collection is used by merchants who

  • have already attempted collecting electronically through electronic check collection means .
  • elect NOT to use electronic check collection but go exclusively with traditional.
  • use electronic collection to collect the face amount of the check and then follow up with traditional collection to collect the state-allowable collection fee. By doing this, the merchant eliminates many of the tedious authorization requirements mandated by federal and state agencies.

With our traditional check collection program we give you the flexibility to customize the way you want us to interact with your customer. Whether it’s “soft” or “hard” collections, we’ll treat your customer the way you ask us to.


If you’re not sure if this solution is the best one for your business or would like an online demonstration of how our service works, please fill out a Contact Request form, and an NCMS agent will contact you shortly. Or for immediate assistance, please contact us toll free at 877-370-9645.





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Lewis Holdings, Inc. is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY.