Processing ACH payments via uploaded secure batch files to a Secure FTP (SFTP) site is a quick and easy way to process ACH debits and credits along with credit card payments. Most ACH processors have the ability to do this in its most basic form. However, as with all of National Cash Management Systems’ services, we go way beyond “basic” when it comes to processing batch files.
NCMS’ Value-Added Advantages
- Processing both debits and credits
- Sending both ACH and credit card data in the same file
- Maintaining CISP and PCI-compliant status
- Accepting multiple file types: CSV, Fixed, NACHA, XML, and more
- Providing multiple user-definable fields
- Checking ABA numbers for accuracy at no charge
- Checking files for duplicated and fraudulent transactions at no charge
- Automatically applying Notification of Changes (NOCs) upon subsequent transmissions
- Resubmitting rejected ACH items using multiple methodologies
- Sending batch notification emails
Reporting
Not only do we provide you the raw data that includes ALL payment and returned-item information but we also supply an online reporting interface for the ultimate in convenience.
Batch Upload/Download Automation
Would you like to automate the process of uploading and downloading your batch files? NCMS has software available at no charge to assist you in that process. Our software will take a file that you saved to a particular directory, compress/encrypt it, and transmit it automatically to the server. Additionally, it will query the server to see if there are any result files, and download them for you into the directory that you specify.
Data Security and System Reliability
Our approach to data security is based on the leading global security standard, ISO 17799. Our disaster recovery and back-up plan is based on this standard, and we’re CISP and PCI compliant. Our co-located, fully redundant back-up site is kept at a Fortune 500 state-of-the-art hardened facility which has a 99.9% up time. Our N + 1 architecture eliminates single point of failure. Redundancy is at ALL levels--software, hardware, network, environmental, and physical. Hot spares are on site at all sites.
Server and network utilization is kept at 30% or less! Our modular system design allows for immediately adding critical system resources if there are anomalous usage increases. And our system can handle millions of transactions per hour.
Are you an enterprise-class merchant wanting a more efficient way to process payment files? Or maybe you’re a software developer trying to provide a more value-added solution to your customer base by integrating a payment processing service into your proprietary program, National Cash Management Systems has the systems and expertise you’re looking for.
Still Not Sure?
If you’re not sure whether this solution is the best one for your business or would like an online demonstration of how our Secure Batch Processing works, please fill out a Contact Request form, and an NCMS agent will contact you shortly. Or for immediate assistance, please contact us toll free at 877-370-9645.