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SoftTerminal™

Whether your business is retail, telephone order, mail order, or Internet or service-industry based, SoftTerminal™ is the right choice for processing your credit card and electronic check transactions. By using a secure Internet connection (SSL v.3.0), SoftTerminal™ makes possible very rapid financial transaction processing.  This continuous connection provides almost immediate authorizations, a service previously available only through using expensive dedicated leased lines. 

The two main differences that set SoftTerminal apart from our Virtual Terminal are

  • SoftTerminal processes only single transactions; it has no recurring functionality.
  • Being non-browser-based, Soft Terminal ensures you have a constant connection to the Internet, so you don’t have to worry about the application timing out, requiring you to log back in.

SoftTerminal can convert paper checks to electronic ACH items at the point of sale as well as process both electronic check and credit card payments received over the phone and can achieve credit card swipe rates.  It processes check verifications using our Real-time and/or Negative and Positive Check Verification services.

This service provides online reporting, including multi-user security and tracking via on-line reports.  It’s also CISP and PCI compliant.


  • Credit card readers, check readers, and check imagers
  • VISA’s e-commerce indicator (ECI)
  • Purchase Card Level II transactions
  • All major credit cards (VISA, MasterCard, American Express, Discover, Diners Club, Carte Blanche, JCB)
  • Cutting-edge anti-fraud features such as Address Verification Services (AVS), CVV2, and CVC2
  • Multi-users with transaction-type, amount-limiting, and feature-limiting security

If you’re not sure whether this solution is the best one for your business or would like an online demonstration of how our SoftTerminal works, please fill out a Contact Request form, and an NCMS agent will contact you shortly.  Or for immediate assistance, please contact us toll free at 877-370-9645.






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Lewis Holdings, Inc. is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY.